Effective Date: August 2025

This Disclaimer outlines the limitations of liability and professional responsibility related to the use of Havenbach’s website, services, and content.

1. General Information Only

All information provided on www.havenbach.com is intended for general informational purposes only. It does not constitute legal, immigration, tax, or investment advice.

Although we strive for accuracy, the content may not reflect the most recent changes in laws or government policies, and should not be relied upon as a substitute for independent professional advice.

2. No Legal, Tax, or Immigration Advice

Havenbach (operated by Totsi Island Properties Group I.K.E.) is not a law firm, nor are we licensed immigration consultants or tax advisors in any jurisdiction unless explicitly stated.

Any consultations, reports, or communications provided through our services are offered on an informational basis. Final decisions regarding citizenship, residency, visas, or tax planning should be made with your own qualified advisors.

3. No Guarantees

We do not guarantee that any application, permit, or process will be approved by the relevant authorities. All decisions rest solely with the respective government bodies. Success rates, timelines, and eligibility depend on multiple variables including client background, documentation quality, and official discretion.

Any mention of visa-free access, fast-track timelines, or successful case examples is purely illustrative.

4. Third-Party Services

We may refer clients to licensed lawyers, agents, relocation experts, or government-accredited service providers. These third parties operate independently, and we are not liable for their actions, omissions, or outcomes.

You are responsible for reviewing any third-party terms and determining their suitability.

5. Limitation of Liability

Havenbach is not liable for:

• Application delays or rejections

• Loss of income, opportunity, or travel access

• Misinterpretation or misuse of our materials or guidance

• Changes in law or eligibility after engagement

Our maximum liability for any direct service engagement is limited to the amount you paid Havenbach for the relevant service.

6. Jurisdiction

This Disclaimer is governed by the laws of Greece, and any disputes arising from its interpretation or use of our services shall fall under the jurisdiction of the courts of Chania, Greece.

7. Contact

For questions about this Disclaimer, please contact:

📧 Email: [email protected]
📞 Phone (GR): +30 698 3200 953
📞 Phone (AL): +355 68 60 80 345